Tower Health accepts most major insurance providers

We are contracted in-network with most major health insurance and managed care programs.

Special Note:

Insurance plans listed below also apply to the following:

We accept Medicare and Medical Assistance.

Tower Health will gladly submit a bill to any insurance carrier on your behalf. However, that is not a guarantee that the insurance carrier will pay the claim.

It is important for you to be aware of your benefits and any restrictions that may apply to your specific plan. By being informed about what your health plan covers, you can be assured of receiving the maximum coverage to which you are entitled.

Insurance Information


Insurance through your employer

  • Aetna
    • Aetna HMO
    • Aetna HMO (Open Access)
    • Aetna HMO / Health Network Only
    • Aetna PEBTF PPO
    • Aetna QPOS
    • Aetna Savings Plus
    • Aetna Select
    • Aetna Signature
    • Aetna Value Performance Network
    • Aetna Voluntary Plans
    • Aetna Whole Health
    • Choice POS, Choice - POS (Aetna HealthFund), Choice POS II, Choice POS II (Aetna HealthFund)
    • Elect Choice EPO
    • Health Network Only & Health Network Option
    • International Medical
    • Managed Choice, Managed Choice - Open Access, Managed Choice POS
    • Mercy Preferred Choice POSII, Mercy Preferred Choice Select, Mercy Preferred Elect Choice EPO
    • Mercy Preferred Managed Choice & Mercy Preferred Open Choice (PPO)
    • Open Access - Elect Choice, Open Access EPO
    • Open Access POS, Open Access EPO Plus (Broad) & Open Access POS II (Broad)
    • Open Choice PPO & Open Choice PPO - Aetna HealthFund
    • Peak Preference Select HNOnly on the Altius Network and Peak Preference Select HNOption on the Altius Network
    • Preferred - Open Choice PPO, Preferred Choice POS II, Preferred Select
    • Preferred Elect Choice EPO, Preferred Managed Choice
    • Premier Care - Network & Premier Care Network Plus

We do not participate in the following Aetna plans:

  • Coventry
  • Capital Blue Cross
  • CareConnect – PinnacleHealth ACA Network
  • Comprehensive
  • POS
  • PPO, PPO Choice
  • Traditional
  • HMO

We do not participate in the following Capital Blue Cross plans:
 - Valley Advantage EPO

  • Cigna
  • ChoiceFund OA Plus
  • Open Access Plus
  • OA Plus
  • ChoiceFund OA Plus with CareLink PPO
  • Choice Fund PPO Network
  • HMO
  • POS
  • Devon
  • First Health Network
  • HealthAmerica / Health Assurance
  • Independence Blue Cross
  • Keystone HMO Proactive (Tier 1)
  • Keystone HMO/POS/Direct POS
  • Personal Choice PPO
  • Personal Choice EPO
  • Personal Choice Tiered (Tier 1)
  • National BlueCard PPO
  • IBC HMO, PPO, EPO Commercial
  • AmeriHealth PPO & HMO Commercial
  • AmeriHealth Comprehensive Major Medical
  • Keystone Health Plan East
  • Provider Partners Health Plan
  • Tricare
  • United Healthcare
    • All Savers
    • Unitedhealthcare Catalyst
    • Unitedhealthcare Choice and Choice Plan
    • Unitedhealthcare Choice Advance and Choice Plus Advance
    • Unitedhealthcare Options PPO plans
    • Unitedhealthcare Tiered Benefit Plans
    • Unitedhealthcare MD-IPA Plan
    • Unitedhealthcare Navigate
    • Unitedhealthcare Student Resources
    • UHC Compass Rose PPO Plan

We do not participate in the following United Healthcare plans:
 - Unitedhealthcare Navigate
 - Oxford (unless the member has access to choice plus)
 - Heritage (unless the member has access to choice plus)
- Erikson Advantage

  • UPMC Health Plans
    • Premium Network Plans PPO and EPO Plans
    • UPMC Business Advantage HMO
    • Enhanced Access HMO and POS Plans
    • UPMC Employees Out of Area PPO Plan
      • UPMC Out of Area Gold
      • UPMC Out of Area Silver
    • UPMC Total Advantage PPO
    • Panther Gold HMO (For Pitt Employees)
    • FEHB Plans
    • MyCare Advantage PPO Level 2 Providers

We do not participate in the following UPMC plans:
 - Partner Network Plans (HMO and EPO Plans)
 - Standard Network Plans (HMO Plans)
 - UPMC Business Advantage HMO (Referral Required)
 - UPMC Employees Advantage EPO Plans
 - Panther Gold Advantage HMO (For Pitt Employees)
 - UPMC Inside Advantage Level 1 Providers
 - MyCare Advantage HMO Level 1 Providers
 - MyCare Advantage HMO Level 2 Providers
 - MyCare Advantage PPO Level 1 Providers

  • VA CCN (VA Community Care Network) administered by Optum/United Healthcare

Medicare Advantage

Insurance for people over 65 years of age or with disabilities.

  • AARP MedicareComplete
    • HMO
    • Choice PPO
  • Aetna Coventry
    • Advantra Gold PPO (1/1/20 new name - Aetna Medicare Advantra Premier Plus PPO)
    • Advantra Northern Pennsylvania Gold HMO (1/1/20 new name - Aetna Medicare Advantra Gold HMO)
    • Advantra Southeast Prime HMO (1/1/20 new name - Aetna Medicare Advantra Value HMO)
    • Advantra Silver HMO & PPO (1/1/20 new name - Aetna Medicare Advantra Silver HMO & PPO)
    • Advantra Silver Plus HMO & PPO (1/1/20 new name - Aetna Medicare Advanta Silver Plus HMO & PPO)
    • Advantra One PPO (1/1/20 new name - Aetna Medicare Advantra Credit Value PPO)
    • Advantra Basic Medical HMO (1/1/20 new name - Aetna Medicare Advantra Core HMO)
  • Aetna Medicare
    • Aetna PEBTF PPO
    • Choice HMO
    • Silver HMO & PPO
    • Gold PPO
    • Premier HMO
    • Standard HMO
    • Basic HMO

We do not participate in the following Aetna plans:

  • Capital Blue Cross Medicare Advantage
    • Blue Journey HMO plans (ALL)
    • Blue Journey PPO plans (ALL)
    • Blue Journey Essential
    • Blue Journey Value
  • Cigna Medicare (also known as Cigna Health Spring)
    • True Choice (PPO)
    • True Choice Plus (PPO)
    • Preferred HMO
    • Preferred Plus HMO
    • PreventiveCare HMO
    • Total Care HMO
    • Traditions HMO (I)
    • Achieve HMO ©
    • Advantage HMO

We do not participate in the following Cigna Medicare plans:
 - Humana (Choicecare) 

  • Humana Gold Plus HMO
  • Humana Choice PPO
  • Humana Gold Choice PFFS
  • Humana Gold Plus (HMO D-SNP)
  • Independence Blue Cross
    • IBC HMO K65 Focus
    • IBC HMO Medicare
    • IBC PPO Medicare
  • Keystone 65
    • Basic Rx HMO
    • Focus Rx HMO
    • Preferred Rx HMO
    • Select Rx HMO
  • United Healthcare
    • Unitedhealthcare Dual Complete
    • Unitedhealthcare Group Medicare Advantage Plans
    • Unitedhealthcare Assisted Living Plan (PPO)
    • Unitedhealthcare Nursing Home Plan
  • UPMC for Life
    • HMO
    • PPO
  • Personal Choice 65 Rx PPO
  • Tricare for Life
  • Alliance HMO

We do not participate in the following UPMC plans:
 - UPMC for Life HMO Premier Rx
 - UPMC for Life Plans Berks County

  • Vibra
  • Enhanced Complete Coverage PPO
  • Essential Coverage PPO
Plans without Drug Coverage
  • Cigna-HealthSpring Advantage HMO
  • Keystone 65
    • Preferred Medical Only HMO
    • Select Medical Only HMO
  • United Healthcare AARP Medicare Complete
Special Needs Plans
  • Aetna Coventry
    • Advantra Cares (HMO SNP) - (1/1/20 new name - Aetna Medicare Advantra Cares HMO D-SNP)
  • Cigna-HealthSpring
    • Achieve HMO (C)
    • Total Care HMO
    • Traditions HMO (I)
  • Gateway Health Medicare Assured
    • Diamond HMO
    • Ruby HMO
  • United Healthcare
    • AARP Medicare Complete
    • UHC Dual Complete
    • UHC Group Medicare Advantage Plans
    • UHC Assisted Living Plan (PPO)
    • UHC Nursing Home Plan
  • UPMC for Life Dual HMO
  • Keystone First VIP Choice HMO
  • Sunrise Advantage PA (Spartan)

Medicaid HMO

Insurance program through the state for those requiring financial assistance

  • Aetna Better Health
  • Keystone First
  • UHC Medicaid
  • UPMC for You
  • Health Choices
  • Community Health Choices


Children's Health Insurance Program through the state

  • Aetna Better Health Kids
  • Capital Cares for Kids
  • Keystone HMO CHIP
  • UPMC for Kids

Behavior Health Organization

Administrator/Payor of behavioral health benefits

Product Lines
Cigna Behavioral Health Commercial, Medicare
Community Care Behavioral Health (CCBH) Commercial, Medicare, Medicaid
Magellan Commercial
MH Net     Commercial, Medicare
Optum Commercial. Medicare
Quest Commercial

Please call Customer Service (at the number on the back of your insurance card) to determine your Behavioral Health insurance vendor.