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Your benefit coverage level for care provided by Reading Hospital is determined solely by your insurance. Reading Hospital is contracted with many health plans. A list of those plans can be found below.

Our list is not meant to be all-inclusive and is subject to change. Please check with your health plan to verify coverage.

Find out which insurances are in-network for the following: 

Reading Hospital's Tower Health Medical Group
Tower Health Hospital-Based Clinics
Reading Hospital Rehabilitation at Wyomissing
Reading Hospital Rehabilitation at Wyomissing's Transitional Subacute Unit
Tower Health at Home

Insurance Information 

Reading Hospital has contracts with the following health insurance companies:


Insurance through your employer

  • Aetna
    • Aetna HMO
    • Aetna HMO (Open Access)
    • Aetna HMO / Health Network Only
    • Aetna PEBTF PPO
    • Aetna QPOS
    • Aetna Savings Plus
    • Aetna Select
    • Aetna Signature
    • Aetna Value Performance Network
    • Aetna Voluntary Plans
    • Aetna Whole Health
    • Choice POS, Choice - POS (Aetna HealthFund), Choice POS II, Choice POS II (Aetna HealthFund)
    • Elect Choice EPO
    • Health Network Only & Health Network Option
    • International Medical
    • Managed Choice, Managed Choice - Open Access, Managed Choice POS
    • Mercy Preferred Choice POSII, Mercy Preferred Choice Select, Mercy Preferred Elect Choice EPO
    • Mercy Preferred Managed Choice & Mercy Preferred Open Choice (PPO)
    • Open Access - Elect Choice, Open Access EPO
    • Open Access POS, Open Access EPO Plus (Broad) & Open Access POS II (Broad)
    • Open Choice PPO & Open Choice PPO - Aetna HealthFund
    • Peak Preference Select HNOnly on the Altius Network
    • Preferred - Open Choice PPO, Preferred Choice POS II, Preferred Select
    • Preferred Elect Choice EPO, Preferred Managed Choice
    • Premier Care - Network & Premier Care Network Plus

We do not participate in the following Aetna plans:


  • AmeriHealth Administrators
  • Capital Blue Cross:
    • CareConnect – PinnacleHealth ACA Network
    • Comprehensive
    • POS
    • PPO
    • Traditional
    • HMO

We do not participate in the following Capital Blue Cross plans:
- PPO Choice
 - Valley Advantage EPO

  • Cigna
    • ChoiceFund OA Plus
    • Open Access Plus
    • OA Plus
    • ChoiceFund OA Plus with CareLink PPO
    • Choice Fund PPO Network
    • HMO
    • POS
  • Coventry
  • EHP Significa Network
  • First Health Network
  • Great West
  • HealthAmerica/Health Assurance
  • Highmark Blue Shield (NOTE: standard tier)

We do not participate in the following Highmark plans:
 - Community Blue Medicare HMO
 - My Direct Blue EPO

  • Independence Blue Cross:
    • Keystone HMO Proactive (Tier 3)
    • Keystone HMO/POS/Direct POS
    • Personal Choice PPO
    • Personal Choice EPO
    • Personal Choice Tiered (Tier 2)
    • National BlueCard PPO
    • IBC HMO Commercial tier 3 Standard
    • IBC PPO Commercial
    • AmeriHealth PPO & HMO Commercial
    • AmeriHealth Comprehensive Major Medical
  • Keystone Health Plan Central
  • Keystone Health Plan East
  • Tower Health PPO
  • TriCare
  • United Healthcare
    • Unitedhealthcare Navigate
    • All Savers
    • Unitedhealthcare Catalyst
    • Unitedhealthcare Choice and Choice Plus
    • Unitedhealthcare Choice Advance and Choice Plus Advance
    • Unitedhealthcare Options PPO plans
    • Unitedhealthcare Tiered Benefit Plans
    • Unitedhealthcare MD-IPA Plan
    • UHC Compass Rose PPO Plan

We do not participate in the following United Healthcare plans:

- Oxford (unless the member has access to choice plus)
- Heritage (unless the member has access to choice plus)
- Erikson Advantage

  • UPMC Health Plans:
    • Premium Network Plans PPO and EPO Plans
    • UPMC Employees Out of Area PPO Plan
      • UPMC Out of Area Gold
      • UPMC Out of Area Silver
    • UPMC Total Advantage PPO
    • MyCare Advantage PPO Level 2 Providers

We do not participate in the following UPMC plans:

 - Partner Network Plans (HMO and EPO Plans)
 - Standard Network Plans (HMO Plans)
 - Partner Network Plans (HMO and EPO Plans)
 - UPMC Business Advantage HMO (Referral Required)
 - UPMC Business Advantage HMO (No Referral)
 - Enhanced Access (HMO and POS Plans)
 - UPMC Employees Advantage (EPO Plans)
 - Panther Gold Advantage HMO (For Pitt Employees)
 - Panther Gold HMO (For Pitt Employees)
 - FEHB Plans
 - UPMC Inside Advantage Level 1 Providers
 - MyCare Advantage HMO Level 1 Providers
 - MyCare Advantage HMO Level 2 Providers
 - MyCare Advantage PPO Level 1 Providers

  • VA CCN (VA Community Care Network) administered by Optum/United Healthcare


Children's Health Insurance Program through the state

  • Aetna Better Health Kids
  • Capital Cares for Kids
  • Highmark CHIP
  • HPP KidzPartners
  • UPMC for Kids

Marketplace/ACA Plans

Independent insurance plans through the Affordable Care Act


Capital Blue Cross

  • Bronze PPO
  • Silver PPO
  • Gold PPO

Independence Blue Cross (Tier 1)

  • Keystone HMO Platinum
  • Keystone HMO Gold
  • Keystone HMO Gold Proactive (tiered network plan)
  • Keystone HMO Silver
  • Keystone HMO Silver Proactive (tiered network plan)
  • Keystone HMO Bronze
  • Personal Choice® PPO Platinum
  • Personal Choice PPO Gold
  • Personal Choice PPO Silver
  • Personal Choice PPO Silver Reserve
  • Personal Choice PPO Bronze
  • Personal Choice PPO Bronze Reserve
  • Personal Choice PPO Catastrophic

PA Health and Wellness (Ambetter) : Going live in Berks 1/1/2023. It is currently active in Chester, Montgomery and Philadelphia counties.

UPMC Health Plans

  • Tower UPMC Advantage Bronze
  • Tower UPMC Advantage Silver
  • Tower UPMC Advantage Gold

Medicaid HMO

Insurance program through the state for those requiring financial assistance

  • Aetna Better Health
  • AmeriHealth Caritas
    • Pennsylvania
    • Northeast
    • Community Health Choices
  • Highmark Wholecare (formally Gateway Health Plan)
  • Health Partners
  • Keystone First 
  • PA Health and Wellness
    • PA Health and Wellness Community Health Choices (CHC): Active in Berks, Chester, Montgomery and Philadelphia Counties.
  • UHC Medicaid
  • UPMC for You
    • Health Choices
    • Community Health Choices

Medicare Advantage

Insurance for people over 65 years of age or with disabilities.

Plans Offering Drug Coverage
  • AARP Medicare
    • Complete HMO
    • Complete Choice PPO
  • Aetna Coventry
    • Aetna Medicare Advantra Premier Plus PPO
    • Aetna Medicare Advantra Gold HMO
    • Aetna Medicare Advantra Value HMO
    • Aetna Medicare Advantra Silver HMO & PPO
    • Aetna Medicare Advanta Silver Plus HMO & PPO
    • Aetna Medicare Advantra Credit Value PPO
    • Aetna Medicare Advantra Core HMO
  • Aetna Medicare
    • Aetna PEBTF PPO
    • Choice HMO
    • Silver HMO & PPO
    • Gold PPO
    • Premier HMO
    • Standard HMO
    • Basic HMO

We do not participate in the following Aetna plans:

  • AmeriHealth Caritas VIP Care
  • Capital Blue Cross Medicare Advantage
    • Blue Journey HMO plans (ALL)
    • Blue Journey PPO plans (ALL)
    • Blue Journey Essential
    • Blue Journey Value
  • Coventry Advantra
    • Gold PPO
    • Silver HMO
    • One PPO
  • Health Partners
  • Humana (Choicecare Network)
    • Humana Gold Plus HMO
    • Humana Choice PPO
    • Humana Gold Choice PFFS
  • Humana Gold Plus (HMO D-SNP)
  • Highmark Medicare Advantage
    • Freedom Blue PPO
    • Community Blue Medicare PPO (including Signature Plan)
    • Community Blue Medicare PPO Plus – Clinton, Lycoming, Sullivan, and Tioga Counties only

We do not participate in the following Highmark plans:
 - Community Blue Medicare HMO (Signature Plan)

  • Independence Blue Cross
    • IBC HMO Medicare Basic/Select
    • IBC HMO Medicare
    • IBC PPO Medicare
    • Amerihealth HMO Medicare
  • Keystone 65
    • Basic Rx HMO
    • Preferred Rx HMO
    • Select Rx HMO

We do not participate in the following Keystone 65 plans:
 - Focus

  • PA Health and Wellness (Allwell to Wellcare)
    • HMO DSNP - Active in Berks, Chester, Montgomery and Philadelphia Counties.
    • HMO MAPD - Active in Berks, Chester, Montgomery and Philadelphia Counties.
    • PPO MAPD - Active in Berks, Chester, Montgomery and Philadelphia Counties.
    • PPO DSNP – Not active until 1/1/2023 at which time it will be active in Berks, Chester, Montgomery and Philadelphia Counties.
  • Personal Choice 65 Rx PPO
  • Tricare for Life
  • United Healthcare
    • Unitedhealthcare Dual Complete
    • Unitedhealthcare Group Medicare Advantage Plan
    • Unitedhealthcare Assisted Living Plan (PPO)
    • Unitedhealthcare Nursing Home Plan
  • UPMC for Life
    • HMO
    • PPO
  • Vibra
    • Enhanced Complete Coverage PPO
    • Essential Coverage PPO
Plans without Drug Coverage
  • Keystone 65
    • Preferred Medical Only HMO
    • Select Medical Only HMO

We do not participate in the following Keystone 65 plans:
 - Focus

  • United Healthcare AARP Medicare Complete
Special Needs Plan
  • Aetna Coventry
    • Advantra Cares (HMO SNP) -(1/1/20 new name - Aetna Medicare Advantra Cares HMO D-SNP)
  • Highmark Wholecare (formally Gateway Health Medicare Assured)
    • Diamond HMO
    • Ruby HMO
  • Keystone First VIP Choice HMO
  • United Healthcare
    • AARP Medicare Complete
    • UHC Dual complete
    • UHC Group Medicare Advantage Plans
    • UHC Assisted Living Plan (PPO)
    • UHC Nursing Home Plan

Behavior Health Organization

Administrator/Payor of behavioral health benefits

Payor     Product Lines
Cigna Behavioral Health Commercial, Medicare
Community Care Behavioral Health (CCBH) Commercial, Medicare, Medicaid
Magellan Commercial
MH Net     Commercial, Medicare
Optum Commercial
Quest Commercial

Please call Customer Service (at the number on the back of your insurance card) to determine your Behavioral Health insurance vendor.)

We also accept Medicare and Medical Assistance.

Reading Hospital will gladly submit a bill to any insurance carrier on your behalf. However, that is not a guarantee that the insurance carrier will pay the claim.

It is important for you to be aware of your benefits and any restrictions that may apply to your specific plan. By being informed about what your health plan covers, you can be assured of receiving the maximum coverage to which you are entitled.

Understanding Your Financial Responsibility

When you are scheduled for a doctor’s appointment or other test, study or procedure at any of our Reading Hospital locations, the representative who checks you in will enter information needed for your patient chart, and to help us bill your insurance. At this time, we will:

  • Discuss your portion of the financial responsibility. We will let you know how much your co-pay and deductible will be for the service we will be providing.
  • Discuss any past-due balances you may have with Reading Hospital.
  • Discuss payment options for your co-pay, deductible and any past-due balances.

There are several payment options available to you at the time of registration. They include credit card using our secure card swipe at your point of service registration, or you can pay with a check, money order or cash.

If you cannot pay the patient responsibility portion of your bill, one of our patient financial service representatives will speak to you about options. This may include a partial payment at the time of service and arranging a payment plan.